What Are Education Freedom Accounts (EFAs)?

Education Freedom Accounts (EFAs) are grants provided by the State of New Hampshire, administered by the Children’s Scholarship Fund (CSF). EFAs are made available to families to spend on their children’s education, including homeschooling, tuition at the school of their choice, tutoring, classes, online learning programs, educational supplies, technology, and other educational expenses including extracurricular activities.

All families who are residents of New Hampshire are eligible for these grants. However, there is a cap on the number of students who can receive them in any given year. In 2025, that number was 10,000. In 2026, the number went up by 25% to 12,500. The 25% cap increase will continue each year that enrollment reaches the 90% threshold.

However, students who are in “priority groups” will receive the grants after the cap is reached. Priority groups include:

Current EFA students (renewals)
Siblings of current EFA students
Students with disabilities (under RSA 186-C)
Students from families at or below 350% of the federal poverty guidelines.

Please see this CSF page for more information about eligibility.

Education Freedom Account (EFA) Resources

Join the Facebook Group for EFA Homeschoolers

Children’s Scholarship Fund New Hampshire

Learn who qualifies for an EFA and apply for an EFA

List of approved EFA providers

NH State Department of Education rules and information about EFAs

Granite State Home Educators provides information about Home Education, but not EFAs.

Education Freedom Accounts vs. Home Education

Both programs aim to support educational choice and customization, while they differ in funding, administration, and scope.

Independent Home Education as defined by RSA 193-A is do-it-yourself. It allows parents to provide education at home, focusing on a core set of academic subjects. It is recommended that parents keep a portfolio of student work and conduct annual evaluations, though these things are no longer required by law. Parents have no state oversight as of 2026.

Education Freedom Accounts (EFAs) as defined by RSA 194-F are publicly funded. This program offers educational flexibility to all families in New Hampshire. EFAs allocate funds into individual accounts for approved educational expenses, which may include tuition, tutoring, and materials. Parents can use services from approved providers. The Children’s Scholarship Fund-NH manages this program with oversight from both a legislative committee and a parent/provider advisory commission.

When a student enrolls in the EFA program, they must terminate a student’s home education program, which is described in Chapter 193-A.

The NH Board of Education provides guidelines and resources for Home Education and EFAs.

Home Education vs EFA Comparison

	RSA 193-A: Home Education	RSA 194-F: Education Freedom Accounts
Program Name	Home Education Program	Education Freedom Accounts (EFAs)
Legal Basis	RSA Chapter 193-A	RSA Chapter 194-F
Purpose	Parental control of education at home	Provide public funding for alternative education
Funding Source	Privately funded by families	Public funds via Education Trust Fund
Eligibility	Children aged 6-18 in NH	Children aged 6-18 in NH
Curriculum Requirements	Recommended core subjects incl. math, science, history, arts	Core subjects incl. math, science, history, arts
Instruction Provided By	Parent or parent-directed	Parent or approved education service providers
State Evaluation Requirements	None	Annual evaluation or portfolio
Oversight	None	Parent/Provider Advisory Commission; Legislative, Scholarship Organization
Use of Public Services	Eligible for co-curricular participation in district public schools	Eligible for co-curricular participation in district public schools
Notification Requirements	Parents notify only to obtain access to public school programs pursuant to RSA 193:1-c or upon withdrawal from a public school.	Notification required when transitioning from home ed to EFA
Legal Protections	Limited liability for school districts; autonomy guaranteed	Funds not taxable; providers not agents of state
Interaction Between Programs	Terminated if student joins EFA program	Participation ends home education status